REALSaver

Score twice with REALSaver and Rewards Checking accounts from Independent Bank, you can hit a homerun each and every month.

Simply meet the Rewards Checking account qualifications and we'll automatically deposit your earned interest and ATM fee refunds into your high-interest REALSaver account.

Benefits:

• Earn 1.51% APY (Annual Percentage Yield) on balances up to $25,000.99¹
• If qualifications are not met, you still earn 0.20% APY (the current savings rate)
• No minimum balance
• No monthly fees
• Two free withdrawals per month, limited to six a quarter
• Free Independent Teller: 24-hour telephone banking
• Free Independent Online Banking
• Free Mobile Banking

¹ Rates are effective September 22, 2011 and subject to change. Personal accounts only. One account per customer. Rate tiers are as follows: 1.51% APY applies to balances of $.01 - $25,000.99 and 1.00% APY applies to balances $25,001.00 and above as long as qualifications are met each statement cycle. 0.20% APY applies to all balances if qualifications are not met. All balances will earn 1.51% APY to 1.00% APY as long as qualifications are met. Fees may reduce earnings.

Qualifications:

Simply meet the Rewards Checking account qualifications (see below) to earn more interest.

• Make (8) debit card purchases (excludes ATM transactions)
• Initiate (1) ACH Direct Deposit or Auto Debit
• Receive eStatements

Click here to see the full details of the Qualification and Statement cycles.