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3.19% APY on our 18-month CD Special. Or 3.14% APY on our 15-month CD.


  • Rates higher than the national average2
  • Low opening deposit of just $1,000
  • Interest compounded and paid quarterly
  • FDIC insured3

Take advantage of this limited-time special offer!

To start earning interest today, call Customer Care at 800.460.6634 or visit your nearest Independent  Financial location.

Calculate Your Return

1. APY = Annual Percentage Yield as of November 3, 2022 and subject to change until CD is opened. Interest compounded and paid quarterly. Once opened, CD rate will not change until maturity. Fees may reduce earnings. Penalty for early withdrawal. 2. Based on national deposit rate assessment on 3. Standard FDIC insurance amount = $250,000 per depositor, per insured bank, for each account ownership.