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Text Banking


Use Independent Bank Text Banking to check your balance, transfer money between accounts and review transaction history using the text commands below:

  • BAL <account nickname> — Request account balance
  • HIST <account nickname> — Request account history
  • XFER <account nickname1> <account nickname2> <amount> — Transfer amount from account1 to account2
  • LIST — Receive a list of text commands
  • HELP — Receive a list of contact points for information on text banking
  • STOP — Stop all text messages to your mobile device (for text banking and SMS alerts/notifications)

The Independent Bank Text Banking number is 226563. Text all commands to this number.

*You must enroll in Independent Bank's Online Banking and Mobile Banking services to use Text Banking.

Terms and Conditions

SMS Terms and Conditions

Independent Bank Text Banking - 226563

Program Description

Independent Bank Text Banking allows our customers to opt-in to receive information about their accounts from Independent Bank Text Banking.

Supported Carriers

Alltel, Appalachian Wireless, AT&T, Bluegrass Cellular, Boost Mobile, Cellcom, Cellular South, Centennial Wireless, Cincinnati Bell, GCI, Immix Wireless, Inland Cellular, IV Cellular, Nex-Tech Wireless, Nextel Communications, nTelos, Revol Wireless, Sprint PCS, T-Mobile, U.S. Cellular, United Wireless, Verizon Wireless, Virgin Mobile, and West Central Wireless.


There are no charges for using Independent Bank Text Banking. Message and data rates from your cell phone carrier may apply.

Message Frequency

Subscribers to Independent Bank Text Banking can send only one command per query.

How to Opt-Out

To opt-out of Independent Bank Text Banking, send STOP to 226563. An unsubscribe message will be sent to your number confirming the cancellation, but no more messages will be sent after that one.


For support or information about Independent Bank Text Banking, send HELP to 226563. To receive a list of available text banking commands, send LIST to 226563. You may also visit us at and click on the text banking banner or contact us link, or contact your local branch.

Privacy Policy

Independent Bank Text Banking's top priority is the privacy of our users. The following is provided to address any concerns you may have.

  • Independent Bank Text Banking will never, under any circumstances, sell or distribute your cell phone number to third parties or Independent Bank Text Banking clients for whom you have not approved.
  • Independent Bank Text Banking will never directly market to you any services for which you have not opted in, either by cell phone, text message or email.
  • Independent Bank Text Banking will never distribute any personal information about you, including your phone number, name, billing information or any other piece of identifying information.

If you have any questions, please go to and select the contact us link from the home page or contact your local branch.

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