Free Checking


A convenient way to manage money


Our Free Checking account is an inexpensive and convenient way to manage your money. 

  • Efficient record-keeping 
  • No monthly service charge
  • Free Mastercard® Debit Card*
  • No-fee cash withdrawals at Independent Bank ATMs
No minimum balance requirement. Bounce Protection available 30 days after account opening.**

Minimum opening deposit of $25

*Subject to Bank approval.
** For more information about Bounce Protection, click here.