Personal Checking


Easy, basic checking


Enjoy basic checking with several easy ways to manage your account, from your computer — or on the go.

  • $100 minimum opening deposit required
  • Maintain a $500 minimum daily balance to avoid the $10 monthly service charge
  • Free E-Services include:
    • No fee cash withdrawals at Independent Bank ATMs 
    • MasterCard ® debit card*
    • Online banking
    • Online and mobile bill pay
    • Mobile banking app
    • Mobile deposit
    • E-Statements
    • Finance360 personal finance manager

*Subject to bank approval.