Platinum Club Checking


Exclusive to senior customers


Created especially for our customers age 55 and over, this account pays interest on balances over $500.  Enjoy the convenience of managing your account from your phone or computer, plus several extra perks, free of charge, that make banking easier.

  • $1,500 minimum opening deposit required
  • Maintain a minimum daily balance of $500 to obtain APY.
  • Maintain a $1,500 minimum daily balance to avoid the $10 monthly service charge
  • Free eServices include:
    • No fee cash withdrawals at Independent Bank ATMs 
    • MasterCard® debit card*
    • Online banking
    • Online and mobile bill pay
    • Mobile banking app
    • Mobile deposit
    • eStatements
    • Finance360 personal finance manager
  • Extra benefits:
    • Free Unlimited Platinum Club checks
    • Free Cashier’s checks
    • Free Small safe deposit box

*Subject to bank approval.