Bounce Protection


In case of an emergency or a simple slip in mathematics, we've got you covered.

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking
account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.

At Independent Bank, we do not encourage overdrafts. We encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Bounce Protection, a special overdraft service for Independent Bank customers.

Click HERE: for Bounce Protection Overdraft Privilege program details and our customer policy.

To opt-in or opt-out of expanded (or additional) transaction coverage, click here