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Free Checking:

1Subject to Bank approval.

Free Rewards Checking:

1APY=Annual Percentage Yield. Rates are effective September 21, 2017 and are subject to change. Minimum opening deposit is $100.00. Personal accounts only. One account per customer. Rate tiers are as follows: 1.50% APY applies to balances of $.01–$10,000.99 and 0.15% APY on the additional balance above $10,001.00 - as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates are subject to change at bank's discretion. Fees may reduce earnings.

2Maximum refund on all nationwide ATM fees is $20 per statement cycle - if qualification requirements are met. If qualification requirements are not met, the ATM fees for that monthly statement cycle are not refunded.

3Subject to bank approval.

Platinum Checking:

1Subject to Bank approval.