REALSaver Savings


Savings with real rewards


This savings account is paired with your Free Rewards Checking account. Have your interest rewards transferred to REALSaver Savings automatically.

  • $150 minimum opening deposit required
  • Earn 0.50% APY on balances up to $15,000*
  • Earn 0.01% APY if monthly qualifications aren’t met*
  • Linked to your Free Rewards Checking for double rewards
    • Have your checking rewards transferred to REALSaver Savings automatically
  • No monthly service charge or minimum balance requirement
  • Two free withdrawals per month; limit 6 a quarter. A fee of $2 will be charged for each debit thereafter.
  • Free E-Services include:
    • Online banking
    • Mobile banking app
    • Mobile deposit
    • eStatements
    • Finance360 personal finance manager 


To earn your rewards, simply do the following activities and transactions in your Free Rewards Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear
  • Be enrolled and receive eStatement notice
  • Have at least 1 direct deposit or 1 automatic payment (ACH) post and clear

That's it! If you don't qualify one month, don't worry. Both of your accounts are still free, and you can get right back to earning your rewards the very next qualifications cycle!

*APY=Annual Percentage Yield. Rates are effective September 21, 2017 and subject to change. Personal accounts only. One account per customer. Rate tiers are as follows: 0.50% APY applies to balances of $.01 - $15,000.99 and 0.15% APY applies to balances $15,001.00 and above as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. All balances will earn 0.50% APY to 0.15% APY as long as qualifications are met. Fees may reduce earnings. Rates are subject to change at bank's discretion.