Business Savings | Independent Financial | Texas & Colorado

Regular Business Savings

Simplified saving solution
Competitive interest on balances of $50 or more
Avoid the $10 quarterly service charge by maintaining a $250 minimum daily balance

Business Money Market Account

Competitive, tiered rates — higher balances earn higher rates
Enjoy flexibility with enhanced access to funds, including direct check writing
Avoid $10 monthly service charge by maintaining a $2,500 minimum daily balance

Business Index Funds

Competitive, tiered rates — higher balances earn higher rates
Earn even more with our High-Yield Index Fund
$25,000 minimum deposit to open

Business Certificates of Deposit (CDs)

Fixed rates, higher than regular savings
Receive higher rates by selecting a longer term
Extend FDIC coverage to multi-million-dollar deposits¹ with CDARS®

Simplified Employee Pension Plan (SEP)

Ideal for businesses of any size or self-employed individuals
Employee always has complete ownership of all SEP IRA money
Contributions are tax deductible; your business pays no taxes on earnings¹