Home Equity3 Home Equity Line of Credit (HELOC) Home Improvement Home Renovation
    COLORADO ONLY    
GREAT FOR
  • Debt Consolidation
  • Home Improvements
  • Planned Expenses
  • School Tuition
  • Debt Consolidation
  • Home Improvements
  • Unplanned Expenses
  • School Tuition
  • Gourmet Kitchen
  • New Flooring
  • Backyard Renovation
  • Replacement Roof
Major Home Updates & Additions
HOW MUCH CAN I BORROW
$25,000 - $99,9991
(2nd liens no maximum)
$10,000 Minimum
(no maximum)
$10,000 - $50,000 $50,000 - $300,000
RATE
Fixed Variable Fixed Fixed
TERMS
Up to 180 months 120-month draw (interest only payment)
THEN 120-month repayment period (principal & interest)
Up to 180 months Up to 180 months

Unlock the Equity in Your Home

Fund major remodeling projects, tackle high interest debt or manage unforeseen expenses.1

Make payments in online banking.

Receive 0.25% APR discount with auto debit.2

Variable and fixed rate options available.

1. APR = Annual Percentage Rate. Normal credit standards apply. Proof of current property insurance required. Payment example: $50,000 for 60 months at 6.75% APR = $984.17. Monthly payment amounts vary by loan term and rate. 2. Rate discount of 0.25% APR available when loan payment is automatically debited from an Independent Financial account. 3. Loan funds can be accessed after closing. Independent Financial reserves the right to distribute any funds related to debt consolidation. Loan funds cannot be used for student loans, business loans or agricultural purposes.