Featured Checking Accounts
|Free Checking||Personal Checking||Platinum Checking|
MINIMUM OPENING DEPOSIT
BALANCE REQUIRED TO AVOID MONTHLY SERVICE CHARGE
MONTHLY SERVICE CHARGE
|None||$10 if balance falls below $500||None|
FREE ONLINE BANKING, BILL PAY ALERTS & ONLINE STATEMENTS
FREE MOBILE BANKING WITH MOBILE DEPOSIT1
Featured Savings Accounts
Start saving with as little as $150 and set up transfers from your checking account to reach your goals faster.
- Keep $250 daily balance to avoid $10 monthly fee
- 6 free withdrawals/quarter then $2 each
CDs & IRAs
The average person spends 20 years in retirement. It can be tempting to forego a long-term savings goal for a shorter-term investment. Make saving for retirement a priority by opening a CD or individual retirement account.2,3
MONEY MARKET & INDEX FUNDS
Have more money to set aside? Independent Financial's Money Market4 and Index Funds5 accounts come with competitive, tiered, premium interest rates. That means that as your balance grows, so can your earnings.
With our online and mobile banking services, you can bank whenever and wherever you like.
- Manage accounts and track spending
- Transfer funds and make payments
- Deposit checks with mobile deposit1
- Send money to anyone with Zelle®
SAVING WITH A GOAL IN MIND?
Whether you're trying to save for big screen television, new car or for a down payment on a new home, time, money and rate of return will all be determinant factors of when you'll meet your savings goal.
1. Wireless provider fees may apply. 2. Penalty for early withdrawal. 3. Fees may reduce earnings. 4. $2,500 opening deposit required. $10 monthly service charge if daily balance falls below $2,500. Six free withdrawals per statement cycle. $10 each thereafter. 5. $25,000 opening deposit required. $15 monthly fee if daily balance falls below $10,000. Six free withdrawals per statement cycle. $10 each thereafter.