Checking and Savings Accounts
Manage your everyday finances while saving for life’s biggest moments.
Checking
Get started today with just $25.
| Personal Checking | Interest Checking | Premier Checking | |
|---|---|---|---|
BALANCE TO AVOID SERVICE CHARGE |
$0 | $1,500 | $5,000 |
MONTHLY SERVICE CHARGE |
$0 | $8 | $12 |
INTEREST1 |
– | $0 and above | $0 and above |
FREE EXTRAS |
– | – | One box of checks yearly Cashier checks Stop payments |
STATEMENTS |
Paper statements $2 per month |
Free | Free |
|
|
Savings & Money Market
| Basic Savings | Money Market | Premier Money Market | |
|---|---|---|---|
BALANCE TO AVOID SERVICE CHARGE |
$250 | $2,500 | $10,000 |
MONTHLY SERVICE CHARGE |
$3 | $10 | $15 |
INTEREST1 |
$0 and above | Tiered interest | Tiered interest |
STATEMENTS |
Paper statements $2 per month |
Free | Free |
|
|
CDs & IRAs
The average person spends 20 years in retirement. It can be tempting to forego a long-term savings goal for a shorter-term investment. Make saving for retirement a priority by opening a CD or individual retirement account.2
SAVING WITH A GOAL IN MIND?
Whether you're trying to save for big screen television, new car or for a down payment on a new home, time, money and rate of return will all be determinant factors of when you'll meet your savings goal.
BANKING 24/7
With our online and mobile banking services, you can bank whenever and wherever you like.
- Manage accounts and track spending
- Transfer funds and make payments
- Deposit checks with mobile deposit3
- Send money to anyone with Zelle®
Debit Card Extras
Enjoy added protection on purchases made with your Independent Financial Debit Mastercard.®
Mobile Wallet
Use your phone or wearable device to make payments quickly and securely in store, in app or online.
1. Interest compounded and paid monthly. 2. Interest compounded and paid quarterly. Penalty for early withdrawal. Fees may reduce earnings. 3. Wireless provider fees may apply.