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IntraFi® Network Deposits

Take advantage of access to multi-million dollar FDIC insurance.

One Bank

You will work directly with an Independent Financial Treasury Solutions Officer who will ensure your large deposit is segmented into smaller amounts and placed with other banks that are members of IntraFi's network of banks. Then those banks issue CDs in amounts under the standard FDIC insurance maximum so that your investment is eligible for FDIC protection.

One Rate

Because you will earn one interest rate per maturity on your entire CD portfolio, you won’t have to worry about rate negotiations and multiple disbursement checks.

One Statement

Receive a monthly statement detailing all your CDs along with their issuing banks, maturity dates, interest earned and other details.

No Hidden Fees

There are no annual fees, subscription fees or transaction fees for using the IntraFi® Network? service. The rate you see is the rate you get.

Sweep Services

Keep funds secure, manage cash balances and increase profits. 

How It Works

With our sweep services, you can sweep excess funds from your checking account overnight, allowing you to invest short-term cash and maximize your earning potential while eliminating time-consuming daily funds management, all with full FDIC insurance on deposits up to $50 million.

  • Choose terms based on liquidity needs
  • Earn a competitive rate of interest
  • Receive one bank statement for all accounts

Excess money is automatically swept into a high-yield fund overnight while amounts necessary to cover daily transactions remain in your checking account. Balances are consolidated using a Zero Balance Account (ZBA), automating daily funds management.