Rates

Annual Percentage Yield (APY) accurate as of 1

Download Rate Sheet PDF

Checking and Savings Accounts

Account Type Minimum to Open Balance Tiers Interest Rate APY2

Free Rewards Checking5

$100 < $15,001 1.49% 1.50%
$100 > $15,001 0.15% 0.15%
$100 If monthly qualifications are not met 0.01% 0.01%
REALSaver Account $150 < $15,001 0.50% 0.50%
$150 > $15,001 0.15% 0.15%
$150 If monthly qualifications are not met 0.01% 0.01%
NOW Checking $1,500 > $500 0.05% 0.05%
$1,500 < $500 0.00% 0.00%

IOLTA
(Interest on Lawyer Trust Account)

$1,500 1.00% 1.00%

Money Market

$2,500 > $500 0.10% 0.10%

$2,500 < $500 0.00% 0.00%
Index Fund Account $25,000 > $100,000 0.30% 0.30%
$25,000 $50,000 - $99,999.99 0.25% 0.25%
$25,000 $25,000 - $49,999.99 0.20% 0.20%
$25,000 < $25,000 0.10% 0.10%
Platinum Club Account $1,500 > $500 0.25% 0.25%
$1,500 < $500 0.00% 0.00%
Regular Savings $150 > $50 0.15% 0.15%
$150 < $50 0.00% 0.00%

5. To earn your rewards, simply do the following activities and transactions in your Free Rewards Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 direct deposit or 1 automatic payment (ACH) post and settle

Certificate of Deposit Minimum Balance: $100,000

Term Interest Rate APY3
30 Day 0.05% 0.05%
90 Day 0.10% 0.10%
180 Day 0.30% 0.30%
1 Year 0.60% 0.60%
2 Year 0.70% 0.70%
3 Year 1.00% 1.00%
5 Year 1.50% 1.51%

3 Year Step Up4

0.95% 0.95%

Certificate of Deposit Minimum Balance: $1,000

Term Interest Rate APY3
30 Day 0.05% 0.05%
90 Day 0.10% 0.10%
180 Day 0.30% 0.30%
1 Year 0.60% 0.60%
2 Year 0.70% 0.70%
3 Year 1.00% 1.00%
5 Year 1.50% 1.51%

3 Year Step Up4

0.95% 0.95%

IRA CD Minimum Balance: $250

Term Interest Rate APY3
1 Year 0.60% 0.60%
18 Month 0.60% 0.60%
3 Year 1.00% 1.00%
5 Year 1.50% 1.51%

IRA CD Minimum Balance: $100,000

Term Interest Rate APY3
1 Year 0.60% 0.60%
18 Month 0.60% 0.60%
3 Year 1.00% 1.00%
5 Year 1.50% 1.51%

1. Rates are subject to change. Call your branch to confirm rates. Other terms and conditions may apply.

2. Annual Percentage Yield (APY) on variable accounts are for comparison only and may change after the account is opened. Fees may reduce earnings.

3. Annual Percentage Yield (APY) assumes reinvestment of principal and interest at the original rate for one year. There is a penalty for early withdrawal on CDs. Other terms and conditions may apply.

4. Contact your local branch for additional details.