$500 NEW ACCOUNT BONUS1

Open Basic Small Business Checking with as little as $100 and enjoy these perks:

  • No monthly fees or balance requirements
  • 150 free debits/credits each statement cycle and unlimited electronic items
  • Free business debit Mastercard with rebates

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$200 MERCHANT SERVICES BONUS2

Sign up for merchant services and begin accepting credit, debit and cardless payments.

  • Competitive rates
  • Secure mobile card processing and contactless terminals
  • Real-time posting and streamlined settlements

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FREE BUSINESS DEBIT CARD REBATES3

With Mastercard Easy Savings,™ you can earn rebates on everyday debit card purchases with participating merchants. Dine, sleep, travel and save!

  • Earn 4% back on dining and hotels
  • Earn 1% back on fuel purchases
  • Earn even more on business services

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BUSINESS HIGH YIELD MONEY MARKET4

Put your money to work and watch your savings grow with our premium rate money market account designed for businesses like yours. 

  • Open with $25,000 in new money
  • Tiered interest - earn up to 3.75% APY
  • The more you save, the more you earn

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Tools to manage your business accounts.

Cash Management

Serving our community since 1988.

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1. Offer good through December 31, 2024. $25 opening deposit. 150 free debits/credits and $0.25 each thereafter. $500 bonus requirements: keep an average collected monthly balance of $5,000 for at least 60 days, complete 10 or more qualifying transactions (ACH, mobile deposits, debit card purchases, bill payments and or wires) and register for online statements within 60 days of account opening. If qualifications are met, $500 will be credited to new business checking account within 90 days after opening. Available to new business customers only. One bonus per household. Account must remain in good standing. 2. Offer valid for new merchant services customers only. Subject to credit approval. Certain restrictions apply. $200 bonus will be credited on the first month’s merchant statement once account is activated and a minimum of $100 is processed within 60 days of activation. 3. Rebate offers vary. Restrictions apply. Visit our Easy Savings page for details. 4. APY = Annual Percentage Yield as of September 23, 2024 and subject to change. $25,000 opening deposit must be in new money funded from a non-Independent Financial account. $25 monthly fee if daily balance falls below $25,000. Fees may reduce earnings. 5. Estimated earnings is an example only and will vary based on account activity and balances, activation, card transactions and Mastercard Easy Savings offers.

It Pays to Bank with Independent Financial

Get paid to do business.

Estimated first-year earnings if you take full advantage of our offers. Amount will vary based on activity.5