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Free Rewards Checking:

1APY=Annual Percentage Yield. Rates are effective September 21, 2017 and are subject to change. Minimum opening deposit is $100.00. Personal accounts only. One account per customer. Rate tiers are as follows: 1.50% APY applies to balances of $.01–$10,000.99 and 0.15% APY on the additional balance - as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. Rates are subject to change at bank's discretion. Fees may reduce earnings.

Enrollments must be in place and all of the following transactions and activities must post and settle to your Free Reward Checking account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and review eStatements

2Maximum refund on all nationwide ATM fees is $20 per statement cycle - if qualification requirements are met. If qualification requirements are not met, the ATM fees for that monthly statement cycle are not refunded.

3Subject to bank approval.

Personal Checking:

1Subject to Bank approval.

2See Bounce Protection Brochure for more information, or visit ifinancial.com.

Mastercard is a registered trademark of Mastercard International Incorporated

Free Checking:

1Subject to Bank approval.

IntroChecking:

1Subject to Bank approval.

Platinum Checking:

1Subject to Bank approval.

NOW Checking:

1Subject to Bank approval.

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REALSaver Savings:

1APY=Annual Percentage Yield. Rates are effective September 21, 2017 and subject to change. Personal accounts only. One account per customer. Rate tiers are as follows: 0.50% APY applies to balances of $.01–$15,000.99 and 0.15% APY applies to balances $15,001.00 and above as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. All balances will earn 0.50% APY to 0.15% APY as long as qualifications are met. Fees may reduce earnings. Rates are subject to change at bank's discretion.

Qualifying for your Free Rewards Checking rewards automatically qualifies you for the highest REALSaver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Free Rewards Checking account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and review eStatements