Personal Savings | Independent Financial | Texas & Colorado

REALSaver Savings

Free account that builds your savings effortlessly
Links to Free Rewards Checking
No minimum balance requirements

Regular Savings

Traditional savings account
Competitive interest on balances of $50 or more
Avoid the $10 quarterly service charge by maintaining a $250 minimum daily balance

Money Market Account

Competitive, tiered rates — higher balances earn higher rates
Enjoy flexibility with enhanced access to funds, including direct check writing
Avoid $10 monthly service charge by maintaining a $2,500 minimum daily balance

Index Funds

Competitive, tiered rates — higher balances earn higher rates
Earn even more with our High-Yield Index Fund
$25,000 minimum deposit to open

Certificates of Deposit (CDs)

Fixed rates, higher than regular savings
Receive higher rates by selecting a longer term
No setup or maintenance fees

Individual Retirement Accounts (IRAs)

Competitive interest above standard savings rates
Traditional and Roth IRA options
No monthly or annual maintenance fees