Save money the easy way with automatic rewards transfers and high interest earnings1
- Automatic Savings
- Competitive Interest
- Free Digital Banking
- Free account that builds your savings effortlessly1
- Links to Free Rewards Checking
- Automatic transfers of Free Rewards Checking earnings
- No monthly service charges
- No minimum balance requirements
- 2 free withdrawals per month; a fee of $2 for each debit in excess thereafter
- Free digital banking services, including:
- Free Online Banking
- Free mobile banking with mobile deposit
- Free eStatements
- Free Finance360
- $150 minimum deposit to open
Easy Qualifications to Earn the Higher Rate
Qualifying for your Free Rewards Checking rewards automatically qualifies you for the highest REALSaver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Free Rewards Checking account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and review eStatements
That's it. Even if you don't meet your qualifications during the cycle, your accounts are still free. Plus, you'll still earn our base interest rate on REALSaver. And you can get right back to earning your full rewards the very next month.
Visit your local branch to meet with a personal banker.
1APY=Annual Percentage Yield. Rates are effective September 21, 2017 and subject to change. Personal accounts only. One account per customer. Rate tiers are as follows: 0.50% APY applies to balances of $.01–$15,000.99 and 0.15% APY applies to balances $15,001.00 and above as long as qualifications are met each statement cycle. 0.01% APY applies to all balances if qualifications are not met. All balances will earn 0.50% APY to 0.15% APY as long as qualifications are met. Fees may reduce earnings. Rates are subject to change at bank's discretion.